UNDERSTANDING YOUR CREDIT

Three Steps To Understanding Your Credit

1. Review Your Credit Report For Accuracy Using The Credit Report Key That Accompanies Your Credit Report.
In general, you will want to confirm that your name, age, and current addresses are correct; all account names listed are businesses with which you currently hold an account, or have held on account with at one time; and all financial information is accurate.

2. Read and Know Your Credit Rights As Outlined Under the Fair Credit Reporting Act.
A few of the most important federal laws that govern are here-in. In addition, state laws may apply.

3. What To Do If You Find Inaccurate Or Incomplete Information.
If you find inaccurate information, you can call our Credit Report Specialist toll-free to file a dispute. Because resolving a dispute takes time (usually up to 30 day), you'll want to start this process right away.